Meet Goyal Team: Work with Top 1% Realtors for Flat Fee, Get Big Cashback

The seller pays us. We deduct a flat fee of $5895 and you, the buyer, receive tens of thousands of dollars in cash back upon closing! You can use our cash back to make your offer stronger and win the house of your dreams! Our clients receive an average of over $30k in cash back.

We were named top 1% realtors of 2024. Work with top quality exceptional agents for a fraction of the cost of traditional agents. We love working with first-time home buyers! (Formerly, we were called cashbackagent.)

Call/Text/Whatsapp us at 412-593-4000.

See How it Works

Our Mission

We were founded with the mission of modernizing the real estate purchase process. For an agent, a 3M house doesn't require 3 times the effort of a 1M house. So why should the commission be 3 times? We believe that the percentage based commission is outdated!

A typical agent spends the majority of their effort in client acquisition (advertising, calling, distributing flyers, etc). We acquire clients by making our pricing model attractive and providing great service.

Our Fee

We provide buyer agent services for a flat fee of $5,895. The above fee is for properties up to 1M after which a risk management fee of $100 per $100K (over 1M) applies (up to a maximum of $7,895). For example, you pay $6,895 for a 2M property. See Our Process for more details

Get Exceptional Service and Accurate Advice

As soon as you find the house which can fit all your needs, our team will take care of the rest: give you advice on pricing and contingencies, write an offer, negotiate with the sellers, handle inspections, answer questions about the disclosures, help you with the mortgage, and handle the whole transaction process with the escrow. Let our experience help you. We know the ins and outs of how the process works.

Frequently Asked Questions

Are you fully licensed? Are you a member of realtor associations?

Yes, we are fully licensed in multiple states. We are members of MLS, national, state and local association of realtors. Our founder Yulia Goyal also has experience working with 2 large banks in mortgage refinancing.

While I like the idea of cash back, I'm more interested in getting my offer accepted. Can you help with that?

If you were to get 30k cash back from us on the transaction, we can help you increase your offer by 30k. This would give you a huge leg up against competing buyers!

Do I need to sign an agreement prior to working with you?

Prior to writing an offer on your behalf or showing you a house, we will ask you to sign a non-exclusive agreement. The purpose of this agreement is to provide a full disclosure of our fee to you. This is a requirement for all realtors starting Aug 2024.

Are sellers still paying commission to buyer agents after 2024 changes?

Yes, in almost all cases, sellers are open to paying 2 to 3% of the sale price as buyer agent commission. We deduct our flat fee and rebate the rest to the buyer.

I have heard that the seller pays both real estate agents. So why should I care about the commission as a buyer?

Good question! Who do you think pays the seller? It is your money as the buyer which goes to all three parties (the seller and the two real estate agents). You can't control the payment made to the seller’s agent. But you can choose your buyer’s agent wisely to get the maximum cashback.

Can I just go without an agent and get 100% cashback? Why do I need a buyer's agent at all?

If the buyer is without an agent, the seller’s agent generally gets to keep higher commission and you get no cashback. Besides, having an agent is certainly helps. You need to be able to write the legal offer and purchase contract which can run into dozens of pages. You need to read and interpret disclosures. You need to negotiate, take care of inspections, or decide if you want to waive inspections. You need to know how the market is doing and what would be the right offer for a particular property. There is quite a bit of work that goes in purchasing a house as you can imagine.

Are the listing agents biased against flat fee / cash back realtors?

Generally, listing agents want to get the house sold, collect their commission and move on the next one. Every time we have had our offer declined has been because seller wanted a higher offer, not because who is representing the buyer. Regardless, all our offers are written by agents in the Goyal Team under their own name in affiliation with large well-known brokers.

I'm already working with an agent, but I like you more. Is it fine to change the agent?

Yes, you can switch to another agent at any time unless you have a written contract disallowing this with the previous agent. We never sign exclusive agreements, so you are free to switch from us to another agent at any time.

Is the cash back to the buyer legal?

Yes. This practice is legal in 41 states. US Department of Justice encourages this practice to foster competition and avoid price fixing.

Do I need to pay you the commission as the buyer?

No. The real estate agents are typically paid by the seller. So effectively we will be giving you cash back after deducting our fee.

Would the cash back count as income? Would I be taxed on this amount?

No! While we cannot provide tax advice, typically this would be considered as a rebate on the house purchase. The cost basis of your house would be reduced by the amount of cashback you receive from us.

I have heard "you get what you pay for". Isn't it a good idea to hire a percentage-based-commission agent?

We do more transactions than a typical real estate agent. We typically write multiple offers per week, are deeply plugged into how the real estate market is doing (which can go from being a seller's market to a buyer's market in a matter of months, and vice versa), and can give you accurate advice on how to play the game. Experience doesn't have to cost tens of thousands of dollars!